A Healthy Attitude toward Relocation: Part One

The practical benefits of health-insurance are undisputed, but it’s equally vital in the battle for hearts and minds of employees relocated overseas. When it comes to protecting individuals who are being  relocated overseas, health care is a major consideration. While certain parts of the world have health standards that are every bit as good as – and possibly better than – they are in the US, there are some decidedly dodgy places, health-wise, where one can wind up, too. Employees need to ensure they’ve got all the facts at their fingertips regarding health set-ups in the country they’re going to, prior to actual global relocation. And of course employers need to assure them that the necessary systems are  in place should they become ill or have a medical emergency overseas.

First and foremost, those being relocated need to sort out health insurance – and the type they choose, or their company chooses for them, will depend upon their individual needs and those of family members. No one should ever assume that domestic coverage alone will prove adequate – it won’t, for the simple reason that domestic coverage means just that – so it’s highly unlikely to cover, say, emergency medical evacuation from a foreign country. For peace of mind, employees need to know that they can get out of their location fast if need be.

Other benefits to think about when choosing international medical insurance include prescription-drug coverage and wellness. While some plans cover ‘bells and whistles’ options – like flying employees home in required – they won’t of necessity cover routine examinations and check-ups. Employees who’re likely to require this service need to check it is covered in their policy.

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